🎉 Fygr is now Okimia - new identity, same mission, augmented product capabilities
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🎉 Fygr is now Okimia - new identity, same mission, augmented product capabilities
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White Paper

CFOs & SMEs: The rules of the game for 2026

Finance in SMEs is set to change more over the next 24 months than it has in the last 20 years. Get ahead of the curve.

Couverture d'un ebook bleu intitulé DAF & PME Les règles du jeu pour 2026 avec photo d'un homme souriant.
white paper

Make faster decisions, with clearer finance.

Centralize your restaurant financial flows and improve revenue traceability.

Gain cash visibility (forecasts + 30/60/90-day scenarios)
Free up cash through concrete working capital levers (invoicing, collections, payment terms…)
Benchmark your performance (margin, break-even point, working capital, team structure)
Structure your finance stack (accounting, banking, cash management, automation)
Prepare for e-invoicing without getting caught off guard by a "big bang" at the end of 2026
Use AI where it actually creates ROI (automation, controls, reporting)
Couverture d'un livre bleu intitulé DAF & PME Les règles du jeu pour 2026 avec un homme souriant
Discover

Inside, it's all practical

The goal isn't to do everything — it's to make the right choices, in the right order.

10 Key Trends

Reshaping SME finance in 2026 (AI, e-invoicing…)

Actionable Playbooks

To gain visibility, optimize working capital, free up cash…

Benchmarks & Reference Points

To help you gauge where you stand (margin, break-even point, finance team)

Common Mistakes

That cost SMEs dearly — and how to avoid them in 2026

Download the E-book
podcast

An original production by Fygr x Le Nerf de la Guerre

The podcast Le Nerf de la Guerre, hosted by François Menjaud — co-founder and CEO of Fygr — gives the floor to CFOs on the ground: what they put in place, what they measure, what they'd do differently.

At Okimia, we work every day with SME finance teams on the issues that matter: cash flow, working capital, data reliability, decision-making speed, and more.

This e-book is the synthesis of those lessons: a guide designed to help you move from constraint to execution.

Portrait de François Menjaud avec texte Le Nerf de la Guerre sur fond orange.
for whom

A book written for CEOs and CFOs of growing SMEs

This guide is designed for the CEOs and CFOs of growing SMEs who want to head into 2026 with a head start on finance. It's organized around 3 main themes: the evolving role of the CFO (from numbers expert to strategist), the technological revolution (e-invoicing, AI, finance stack), and the CFO as an architect of operational agility (through 3 levers: financing, payments, and investments).

FAQ

Nous sommes là 
pour vous répondre.

Portrait d'une femme souriante aux cheveux bruns et chemise blanche sur fond rose foncé.

Have more questions?

Don't hesitate to contact our teams.

Can the white paper "CFO and SME: The Rules of the Game for 2026" help me anticipate and secure my cash flow in 2026?

The white paper offers concrete methods for tracking your cash flows, anticipating critical periods, and implementing adapted action plans. You will find simple-to-use forecasting tools and advice for optimising your collections and disbursements. The goal: reduce financial surprises, secure your business, and enable you to make strategic decisions with confidence. Each recommendation is designed for SMEs, with a focus on efficiency and speed of execution.

What methods or tools are recommended for gaining financial agility and managing my company effectively?

The white paper "CFO and SME: The Rules of the Game for 2026" presents a selection of digital tools and financial management best practices. It explains how to centralise your data, automate reports, and generate relevant dashboards to track your key indicators. You will learn to react quickly to changes, identify performance levers, and prioritise your actions. The goal is to transform the financial role into a strategic lever, while remaining simple to implement for SME teams.

Does the white paper "CFO and SME: The Rules of the Game for 2026" address the digitalisation of financial functions and its impact on the CFO role?

Yes, it details how digital solutions are transforming the CFO role: from simple accounting management to strategic management. The guide explains how to automate repetitive tasks, access reliable data in real time, and free up time for analysis and decision-making. It also highlights the key skills to develop to accompany this transformation and remain a central player in the company's growth.

How do I integrate the expert advice from the guide into my company's overall strategy without complicating day-to-day operations?

The guide "CFO and SME: The Rules of the Game for 2026" provides pragmatic, easy-to-apply daily advice, without adding to your processes. Each recommendation comes with concrete examples and clear priorities so you can implement them step by step. The goal is to make financial management proactive and aligned with the company's overall strategy, while gaining efficiency and peace of mind.

How does the guide "CFO and SME: The Rules of the Game for 2026" help me collaborate better with other departments in my company?

The guide shows how the CFO can become a genuine strategic partner for other teams. It offers methods for sharing clear, relevant financial data, facilitating communication, and aligning operational decisions with financial objectives. The goal is to create a shared vision, strengthen collaboration, and transform finance into a growth lever rather than a simple control tool.

"CFO and SME: The Rules of the Game for 2026" — is it suited to fast-growing SMEs or post-IPO scale-ups?

Yes, it includes feedback and concrete examples for SMEs and post-IPO scale-ups. You will find recommendations on organising the finance team, optimising cash flows, and implementing agile tools to support rapid growth. Each piece of advice is designed to remain pragmatic, adaptable, and immediately operational, even in a context of strong expansion.

Ready to get a clear view of your cash flow?
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