Okimia lets you initiate individual or batch SEPA transfers directly from your cash management tool, without going through your banking portal. Import your supplier invoices from your ERP or manually, associate them with a beneficiary, and launch the transfer in a few clicks. Invoice-transfer reconciliation is automatic. For companies working with multiple banks, Okimia also connects via EBICS TS to sign and execute payments without changing interface.

Yes, and this is what distinguishes Okimia from a simple payment tool. When you schedule a batch of transfers, your cash flow forecast updates instantly. You see the impact on your cash position at 1, 4, or 12 weeks before approving anything. You arbitrate in real time: which invoices to pay now, which to defer, based on your available cash level — all from a single screen.

Yes. For groups and SMEs working with several banking institutions, Okimia connects via EBICS TS. Payment files are generated from your ERP, signed in Okimia, and transmitted directly to your banks. The payment history is centralised, traceable, and exportable to your accounting system. You no longer have to juggle between several banking portals: all your payments, across all banks, go through a single interface.

Yes. Okimia lets you configure validation circuits adapted to your organisation: a team member initiates the transfer, a manager approves before execution. This approval workflow guarantees a level of internal control consistent with your procedures, without creating operational friction. Each step is tracked and audited. You maintain control over your disbursements, even when several people are involved in the process.