Okimia vs Pulceo
Your accounts and payments, centralised. With Okimia, connect them to your invoices, cash flow forecast and accounting software to manage your cash flow day to day.
Compare the workflow, not a checklist of features
Pulceo centralises your bank accounts and banking operations. With Okimia, you also connect your invoices and accounting software to your cash flow forecast to support decisions and organise payments.
A tool focused on your banking operations
Pulceo centralises account information and banking flows, with user permissions and approval workflows.
- View balances across banks and companies.
- Manage payment instructions and approval workflows.
- Sign payments via EBICS TS.
The platform for managing your SME’s treasury
Okimia connects your banks, invoices and accounting software to help you forecast cash flow and manage payments within a single workflow.
- Assess decisions with cash flow forecasts and scenarios.
- Connect your accounting software to sync your data.
- Pay supplier invoices based on your available cash.
Prepare, decide, pay: one workflow in Okimia
Pulceo centralises your banking operations and payment management. With Okimia, your invoices, payment decisions and accounting follow-up come together in one workflow, connected to your cash flow forecast.
Turn supplier invoices into payments ready to process
Import invoices and due dates from your business systems, then access supplier details in Okimia. Your team has a shared view of the payments to prepare.
Decide what to pay with the cash flow impact in view
Review your balances, expected receipts and cash flow forecast to choose which invoices to pay. Adjust the payment date and the account to debit before approving.
Move from decision to bank transfer in the same workflow
Group selected payments into a payment batch in Okimia. Submit your payment instructions to the bank without re-entering the details you have already prepared.
The right people approve, then the payment goes ahead
Route payment batches to authorised users in line with your approval workflow. Authorised signatories sign via EBICS TS directly in Okimia.
Match every payment to the right invoice
Match bank transactions to paid invoices in Okimia. Prepare entries for your accounting software while keeping a clear record of each payment.
Turn cash flow decisions into action
Manage your available cash, organise payments and identify surplus funds to invest, all from a single view of your cash position.
Manage
Bring your banks and entities together, review your cash position, forecast future cash flows and test scenarios before making decisions.
Pay
Manage supplier payment schedules and EBICS TS signatures. Use the Okimia payment account, SEPA transfers or XML payment files, and corporate cards to suit your needs.
Invest
Identify available surplus funds from your cash flow overview and access the investment solutions offered by Okimia.
They replaced their spreadsheet and they're not going back.
I adopted Okimia to find a cheaper alternative to Agicap, which is really overpriced. A very friendly and responsive team for onboarding, initial configuration, and day-to-day use.
Sébastien L.
Excellent solution for managing cash flow and building forecasts. Simple and effective, with a perfect sense of customer service. Kudos to the whole team!
Rémi Thivolle
Intuitive and high-performing cash flow management software. The team is very responsive. Excellent value for money. Highly recommended.
Guillaume Wambergue
We're here to help
Have more questions?
Don't hesitate to contact our teams.
Is Okimia suited to my SME?
Okimia was designed for small finance teams in SMEs — CFOs, Finance Managers, business owners who manage their treasury without an army of treasurers. The tool works equally well for a single entity or a multi-company group.
Is Okimia hard to get to grips with?
The interface was designed so that you don't need to train yourself. Look at our testimonials — you'll see many of them highlight how simple and intuitive the platform is, as well as the support we offer to help you get started.
What does Okimia support look like?
From the moment you subscribe, you are assigned a dedicated Okimia expert. They support you with bank connection, configuring your category plan, and setting up your forecast. Going forward, they remain your direct point of contact — no anonymous ticket system, no team rotation. If you have a question, you know who to ask.
Do I need to change my current tools?
No. Okimia connects to your banks, your accounting tools (Pennylane, Sage, Cegid, Odoo...) and your ERP. Your existing stack stays intact — Okimia plugs into it to centralise your treasury view.
Request a demo
30 minutes with a specialist who will set up Okimia for your business. They will answer all your questions and show you the product in real-world conditions.
Free trial
Create your account and connect your banks in 5 minutes. 7 days free to explore Okimia at your own pace, no commitment.
