Okimia vs Qonto
Discover the key differences between the two solutions
Compare Okimia and Qonto
Qonto is primarily a business account enhanced with a cash management module, whereas Okimia adopts a pure-play treasury management approach, seamlessly integrated across the entire fintech ecosystem.
Okimia and Agicap have similar core features…
Bank synchronization (PSD2 and EBICS)
Automatic transaction categorization
Multi-currency management
Detailed cash forecast
Daily / weekly view of cash positions
Scenarios
Advanced formulas for an automated forecast
Connection to an AI agent via MCP server
AI-powered cash flow forecasting
Integration with your accounting and business management tools
Corporate cards
Advanced expense and budget management
Accounts receivable management
…but here's what sets them apart
Google rating
4,9
4,7
One-click cash investment
Advanced expense & budget management
Multi-entity consolidation
Automated accounting entry generation
Automated bank reconciliation
Custom ERP and business software integrations
Supplier payments (EBICS TS)
Multi-currency payments with no fees
One-click treasury placement
Dedicated account manager
Bespoke and personalised onboarding
Why choose Okimia?
3 reasons why the CEOs and CFOs of ambitious SMEs prefer Okimia.
A powerful, complete tool, without the complexity
Scenarios, forecasts, automation: everything you need to track, manage and forecast your cash is there.
An intuitive interface, built for efficiency
Okimia is software that's both simple and 100% adaptable to your company's specifics.
Responsive customer service, always there for you
At Okimia, "support" isn't an anonymous ticket — it's a competent human who knows you.
They replaced their spreadsheet and they're not going back.
I adopted Okimia to find a cheaper alternative to Agicap, which is really overpriced. A very friendly and responsive team for onboarding, initial configuration, and day-to-day use.
Sébastien L.
Excellent solution for managing cash flow and building forecasts. Simple and effective, with a perfect sense of customer service. Kudos to the whole team!
Rémi Thivolle
Intuitive and high-performing cash flow management software. The team is very responsive. Excellent value for money. Highly recommended.
Guillaume Wambergue
We're here to help
Have more questions?
Don't hesitate to contact our teams.
Is Okimia suited to my SME?
Okimia was designed for small finance teams in SMEs — CFOs, Finance Managers, business owners who manage their treasury without an army of treasurers. The tool works equally well for a single entity or a multi-company group.
Is Okimia hard to get to grips with?
The interface was designed so that you don't need to train yourself. Look at our testimonials — you'll see many of them highlight how simple and intuitive the platform is, as well as the support we offer to help you get started.
What does Okimia support look like?
From the moment you subscribe, you are assigned a dedicated Okimia expert. They support you with bank connection, configuring your category plan, and setting up your forecast. Going forward, they remain your direct point of contact — no anonymous ticket system, no team rotation. If you have a question, you know who to ask.
Do I need to change my current tools?
No. Okimia connects to your banks, your accounting tools (Pennylane, Sage, Cegid, Odoo...) and your ERP. Your existing stack stays intact — Okimia plugs into it to centralise your treasury view.
Request a demo
30 minutes with a specialist who will set up Okimia for your business. They will answer all your questions and show you the product in real-world conditions.
Free trial
Create your account and connect your banks in 5 minutes. 7 days free to explore Okimia at your own pace, no commitment.
