To choose the right cash management software, start by identifying your specific needs: multi-channel transaction volume, number of points of sale, required integrations. Prioritise software with an intuitive interface and features adapted to fast stock turnover and seasonal variations. Check compatibility with your sales tools and ensure customer support understands the specifics of the retail sector.

A cash management tool offers automation of retail-specific processes, significantly reducing margin tracking errors. Unlike Excel, it enables real-time updating of sales data, automated dashboards by point of sale, and a consolidated view of your multi-channel collections. Backups are automatic and secure, with precise synchronisation of banking and sales data.

For reliable forecasts, collect precise historical data covering at least 12 months, incorporating the seasonality specific to your sector. Analyse your cash cycles taking into account stock variations, sale periods, and supplier/customer payment delays. Factor in all recurring commitments and anticipate stock replenishment needs. Use scenarios adapted to market variations and update your forecasts regularly based on actual performance.

Implementation varies depending on the complexity of your commercial organisation (from a few hours to a few weeks). Timing depends on the number of points of sale, sales channels, and interfaces to integrate. Okimia enables rapid implementation while accounting for the potential complexity of your commercial model.

Your retail business needs cash management software if you face: difficulties forecasting your cash flow during critical periods, significant time spent on Excel spreadsheets, lack of visibility on margins by product family, or significant growth requiring more precise financial management.

ROI is measured by comparing the software cost to the benefits generated: time saved on administrative tasks (5–10 hours per month), stock optimisation, reduction of financial immobilisation, improved payment delays, and better supplier negotiation thanks to precise financial visibility.

Essential features include multi-channel bank synchronisation, cash flow forecasts adapted to seasonal variations, margin tracking by product family, dashboards by point of sale, and detailed financial analysis reports.

Accounting software focuses on recording past operations, while cash management software offers a forward-looking, operational view. It enables fine analysis of financial flows, stock, and performance by point of sale, where traditional accounting provides a retrospective and legal view.

At Okimia, prices start at €69 per entity and connected bank account. Pricing is adapted to retail specifics, with particular attention to the needs of small and medium-sized retailers.

Yes, Okimia handles supplier and customer invoice tracking, with integrations with the main invoicing and commercial management software. The software allows invoices to be imported directly and integrated into your cash flow forecasts.

Okimia's main competitor is Agicap. Agicap is a recognised treasury software but more expensive and often more complex. Okimia positions itself as a solution better suited to medium-sized retailers, offering ease of use and a fine understanding of sector-specific issues.