Treasury optimisation tools include solutions that allow a finance team to actively manage cash flows, rather than being subject to them. For an SME CFO, optimising treasury means reducing collection delays, controlling disbursements, anticipating financing needs, and making surplus cash work. Okimia centralises all these levers in a single interface: real-time tracking, dynamic forecasting, integrated transfers, and investing available cash in one click.

Well-managed cash doesn't just avoid overdrafts: it creates room to make decisions. Recruiting, investing, negotiating with suppliers, seizing a growth opportunity: all these decisions depend on a reliable, anticipated cash view. Okimia gives SME CFOs the treasury optimisation tools to move from reactive management to proactive management: daily forecasting, simulated scenarios, BFR indicators, DSO and DPO calculated on actual behaviour.

The forecast budget is the primary treasury optimisation tool: it translates your revenue and expense assumptions into anticipated cash flows. Without a forecast, you manage looking in the rearview mirror. Okimia builds this forecast from your real banking and ERP data, synchronised continuously. You test scenarios, visualise the impact of every decision on your future balance, and adjust your decisions before committing the expense. The forecast becomes a decision-making tool, not a static annual budget exercise.

The key treasury optimisation indicators are BFR (Working Capital Requirement), DSO (average customer collection delay), DPO (average supplier payment delay), cash runway, and burn rate. Okimia calculates these indicators automatically from actual payment behaviour, not theoretical due dates. An SME CFO who tracks these metrics daily quickly identifies tensions, detects early warning signs, and makes decisions based on accurate, up-to-date data.