SME cash management software, simple and reliable
Okimia is the cash management software for SMEs, designed to give you a clear view of your financial flows and anticipate the decisions that secure your growth.





4.9/5













Managing your cash flow and forecasts: simply, quickly, and with confidence with Okimia
Okimia focuses on the real features an SME cash management tool needs. No bloat, just what it takes to manage your liquidity and make decisions with confidence.
Automatic bank synchronization
Connect all your banks in just a few clicks. View all your accounts in one place: no more checking each bank statement individually.
Personalized cash flow forecasts
Anticipate your cash position and avoid surprises: see in advance if you'll face a liquidity issue and act in time (chasing customers, negotiating with suppliers, etc.).
Scenarios & tests for informed decisions
Model several versions of the future in just a few clicks. Adjust variables (customer payment terms, planned expenses) and see the impact on your cash flow before committing.
Designed for decision-makers who don't have time to tinker
CFOs and finance managers
All your cash centralized, reliable forecasts, and more time for analysis (where you add real value).
SME leaders
Immediate visibility into your finances, so you know whether you can hire and invest or need to hold back (at a glance, not in 3 days).
Accounting professionals
Reliable figures generated automatically for your clients, and more time for advisory work (where your expertise truly makes the difference).



Bank-grade security
Bank connections, payments and investments through licensed partners. Your data is encrypted and hosted in France.
Human support
A dedicated account manager for setup and ongoing support. Not a chatbot, a real person who knows your context.
Broad connectivity
ERP, invoicing software, CRM... Okimia connects to your existing ecosystem to centralize financial data effortlessly.
A complete cash management and optimization tool
Cash tracking, supplier payments, surplus deposits: everything you need, in one interface.

Automated cash management
Real-time tracking. Tailored forecasting. Instant reporting. Multi-entity consolidation. A platform designed for finance teams who want clarity.

Simple, frictionless payments
Centralize your supplier payments and issue virtual or physical cards with usage rules that you define.

Cash that works for you
From Okimia, access a risk-free rate in one click and enjoy interest paid daily. Withdraw your funds in under 24 hours, with no fees.
We're here to help

Have more questions?
Don't hesitate to contact our teams.
What is the best cash management software for an SME?
The best SME cash management software combines automatic bank connection, reliable forecasting, and fast onboarding — without any IT project. Okimia is designed specifically for SME CFOs and finance managers: multi-bank real-time synchronisation, daily or weekly forecast, customised reporting, integrated transfers, and multi-entity consolidation. Everything is operational within a few days. You manage your cash with real data, not manually reconstructed exports.
Why is SME cash management software more effective than Excel?
Excel remains the default tool, but has structural limitations for an SME CFO: no native bank connection, manual updates, formula error risk, impossible to share without losing control. SME cash management software like Okimia automates what Excel cannot: account synchronisation, flow categorisation, dynamic forecasting, and multi-user access with differentiated rights. You move from reconstruction to analysis, and save considerable time every week.
What concrete benefits does an SME CFO get from dedicated cash management software?
An SME CFO using Okimia gains on three dimensions. Reliability first: banking data is synchronised in real time, without re-entry. Reactivity next: the forecast instantly integrates every payment or transfer, enabling fast decision-making. Credibility finally: reporting is always ready, legible, and shareable with management or shareholders without additional preparation. You stop being subject to cash flow and start actively managing it.
Can SME cash management software integrate with our ERP or accounting software?
Yes. Okimia integrates with the main ERPs and accounting software used in SMEs: Sage, Cegid, Pennylane, and others. Accounting data enriches cash tracking without manual export, and supplier and customer due dates automatically feed into the forecast. You no longer have to juggle between your management tool and your cash tool: the two communicate, and your cash view is always consistent with your accounting reality.
Request a demo
30 minutes with a specialist who will set up Okimia for your business. They will answer all your questions and show you the product in real-world conditions.
Free trial
Create your account and connect your banks in 5 minutes. 7 days free to explore Okimia at your own pace, no commitment.
